Working capital for cloud-native businesses — Hosted Finance Capital
We connect tech-forward companies to lending platforms that sync directly with your accounting software for faster, data-driven funding decisions.
Soft inquiry only. Zero impact on your credit score.
- API underwriting
- SaaS debt
- Cash flow sync
- ERP credit line
- Accounting automation
- Churn-adjusted capital
- Real-time ledger
- Embedded finance
Cloud-based business accounting and SaaS-integrated financial services
Financing options matched to your situation, in one place.
- Working Capital Cloud accounting credit Access revolving lines of credit based on real-time cash flow and billing data.
- SaaS Growth Subscription revenue loans Finance your runway using historical SaaS subscription metrics and churn rates.
- Equipment Tech hardware leasing Update your office and dev infrastructure with minimal upfront cash outlays.
- Bridge Equity round bridge Secure short-term capital while you finalize your next major venture round.
- $25K–$2M Funding range
- 24–48 hrs Decision time
- 0.0% Hidden fees for users
How the money moves.
One soft check to match. One hard pull, and only from the lender you choose. That mechanism is why this is not a broker.
Automated underwriting
- Connect QuickBooks or Xero to pull financial performance data.
- Avoid manual paperwork and lengthy spreadsheet submissions.
Security first
- We use read-only bank-grade API integrations for your data.
- Your sensitive financial credentials remain encrypted and private.
Speed to capital
- Get indicative offers within two business days of syncing.
- Focus on scaling your SaaS while we handle the credit matching.
Why the usual lenders say no.
Your revenue is real. The problem is the form. Here is why traditional underwriting turns away healthy operators in this space, and what we do differently.
Limited physical assets
Traditional banks require tangible collateral like real estate or heavy machinery.
Short operating history
Big banks demand three years of tax returns for loan consideration.
Burn rate concerns
Standard underwriters see high burn as a default risk for lending.
What a funded request actually looks like.
Composite illustrative scenarios, not specific borrowers. Each is built from the kinds of requests this niche routinely sees.
SaaS platform founder
Hire three additional full-stack engineers to accelerate product roadmap.
Finance manager
Manage seasonal payroll spikes during annual subscription renewal cycle.
Digital agency owner
Replace outdated laptop fleet and cloud server infrastructure.
Marketing tech startup
Bridge capital to maintain growth until series B closing date.
Financial operations consulting
Need help setting up your ERP integration or optimizing your accounts payable? Our network includes fractional CFOs experienced in tech stack implementation.